This Workshop was conducted jointly by the Department of Banking Supervision, Reserve Bank of India and Centre for Advanced Financial Research and Learning (CAFRAL). The workshop provided a common platform/forum for different banks using CRILC database to discuss/share the use and impact of CRILC data in banks, especially in the area of credit decisions, Asset Quality monitoring and more generally, building a robust and sound credit culture in banks. The Department of Banking Supervision (DBS) received feedback on the effectiveness of the CRILC database in fulfilling its objectives and practical suggestions to further enhance its effectiveness. Speakers from DBS emphasized the need for further strengthening the data quality under CRILC.