Program Objective

The objective of the workshop is to understand issues relating to credit appraisals, financial ratios and indicators, risk assessments in project & infrastructure financing, retail lending, etc.

Broad program outline

•  Indian banking system – challenges on account of asset quality
• Understanding credit risk; role of directors on credit committees, role of CRO
• Analysis and interpretation of financial statements and financial ratios
• Strengthening credit assessments
  • Retail lending including mortgage finance, educational loans and personal loans
  • Project and infrastructure financing
  • Off balance sheet exposure of banks – LCs, BGs, etc.
  • Trade financing