Indian Banks are presently faced with a big challenge on account of deteriorating asset quality and increase in stressed assets. The rising provisioning required on account of high level of NPAs adversely affects the profitability and capital level of banks. The need of the hour is to have an effective credit and NPA management system in banks so as to bring down the level of NPAs and also safeguard against accretion of new NPAs.
The objective of the program is to enhance the skill level of senior officers of commercial banks in the area of Credit and NPA management. The focus will be on understanding the issues involved in credit appraisals, credit risk management systems and improving the effectiveness of recovery of NPAs by appreciating the various menu of options available.
Senior officers at the level of DGM or equivalent and above who are involved with credit, recovery/stressed assets and risk Management functions of commercial banks.