Dr. Nirupama Kulkarni is Professor at CAFRAL. She is an applied empirical economist and her research interests include corporate finance, banking, household finance, real estate and monetary policy. Her recent work focuses on the role of government policies in the financial and housing market and its implications. Her research looks at how government regulation can stack the odds against private market competition and the implications of government policies aimed at increasing homeownership. Nirupama has an undergraduate degree in electrical engineering from IIT Bombay, an MBA from Stern School of Business, New York University and a Ph.D. in business administration (finance and real estate) from Haas School of Business, University of California, Berkeley. She has been the recipient of the Fisher Center Fellowship at UC Berkeley, Fisher Center Research Grant at UC Berkeley, Vanier Family Foundation Grant at UC Berkeley and was the FWA Clarin S. Schwartz Memorial Scholar and a Glucksman Research Fellow at the Stern School of Business, New York University.
Cash supply shock, digitization and formalization – evidence from in dia’s demonetization episode (with Bhavya Aggarwal) Presentations: German Economic Association 2019 (scheduled), eea 2019 (scheduled), dial 2019 (scheduled) Why less can be more: crowding out effects of government financing (with Viral V. Acharya, Bhavika Nanawati and Seema Sagar) Presentations: debtcon3 2019, iima fdbcf conference 2019 (scheduled) The unintended consequences of regulatory forbearance (with Anusha Chari and Lakshita Jain) Vat and capital investments (with S. K. Ritadhi and Abhay Aneja) Presentations: vat conference 2019 organized by University of Michigan/Columbia/world bank
What saved the indian banking system: state ownership or state guarantees? (with viral acharya).the world economy, vol. 35, issue 1, pp. 19-31, 2012 Capital, contingent capital, and liquidity requirements (with Viral V. Acharya and Matthew Richardson) in Viral V. Acharya, Thomas Ff. Cooley, Matthew P. Richardson, ingo walter editors, regulating wall street: the dodd-frank act and the new architecture of global finance john wiley and sons (2010). Dividends and bank capital (with viral acharya, irvind gujral and hyun shin) Being revised for resubmission to corporate finance review
Graduate Student Instructor (Teaching Assistant) at Haas School of Business, UC Berkeley for • MBA Real Estate Finance and Securitization, Prof. Jiro Yoshida (Fall 2014) • UGBA Introduction to Real Estate and Urban Economics, Prof. David Nelson (Fall 2015)